Hi,
The extra vRam can be useful if you like to run lots of AA etc. that can eat vRam. Resolution (without AA) not so much. I remember using my (then new) BFG 8800GT OC2 512mb to run Crysis on my friends 30" Dell at 2560x1600 and it played the game really rather well, surprisingly so. Adding 2xAA though made it unplayable, not that Crysis really needed AA mind.
The BFG 8800GT OC2 was the LAST pre-overlclocked card I bought.
I think lots of cards in the 5** range stuck with NV stock cooling solution, it works quite well without being too loud yet can manage to keep things cool at higher clock with a bit more noise. I'd say NV did a good job at stock cooling. I could have paid near £100 more for a 570 with non-stock cooling but I think that would have been money wasted for me.
One thing I've noticed regards vRam usage is that, like windows, games appear to cache stuff in vRam and purge as needed. This is why you'll often see cards using a high level of vRam all the time.
As an example, several games I play allow you to save at any point. I can be playing, see vRam usage at 1.2gb (near my max) save, re-load at the
exact same scene and vRam usage is halfed. I give the game a moment to settle, but it's now rendering the same scene as before I saved, but using less vRam. In the case of an FPS I can do a quick 360 so everything I can see in the current scene is loaded, yet vRam usage is still less than when I saved. Must be some form of caching right?
I think sometimes people worry that because they are nearing their cards max vRam they haven't got enough. I don't think that's always true, though it will vary from game to game. I often see my vRam usage at max during gaming, yet I'm still experiencing great FPS without any stuttering. IF I were to run out of vRam and the game was swapping I'd likely see a rather marked FPS drop or lots of judder...
My friend was worried he'd struggle at 2560x1600 with his twin 1.5gb 480's after running a pair of 4870x2's (4gb. so 2gb per GPU) yet his performance was better in everything he tried. He, like me, will often see his vRam usage reported at near-max after an extended gaming session.
It all depends on how much you want to pay out, considering the wind-fall the OP has just had maybe he wants to have a proper no-compromise splurge - I'd not blame him! In that case a 3gb 580 would be a lovely card and give the option of upgrading to a higher-res monitor and/or run obcene amounts of AA if he so chose
Cheers,
Scoob.