Using the PA120.3 chart it indicates I need 100+ cfm fans to *snip*...
....maintain coolant temps within 10 deg C of ambient...
Lesser fans will simply mean coolant temp is greater than 10 deg C + ambient, but the radiator will still work fine. That's the key... no matter what you do, the radiator will cope fine, but temps will rise with less airflow (obviously), and will rise noticeably when airflow drops below that which is required for the hardware.
Now, with the whole heatload thing... The above linked method is still an approximation. Power consumption = Thermal Output is only a loose fit. In actuality, it's an over-fit.
IE: In reality, power consumption is always
more than thermal output. (It's physically impossible to determine the ACTUAL thermal output of a PC component as you can't measure the temp in the correct place to the required amount of accuracy. Even Intel and AMD have the same problem. They use a TTV - basically a PC Simulator - to qualify heatsinks and cooling methods, not "real-world". The only people that refer to "real-world" testing tend to be end-users - to refer to "real-world" as a manufacturer effectively means guesswork and assumptions as the heatload can't be quantified. With a load simulator such as the TTV, the heatload CAN be quantified)
No PC is 100% efficient with it's use of power etc, so the actual heatload will always be a good site less than the calculated power consumption, but if you aim to cool the calculated then you end up with a good amount of headroom, which is more or less what you're seeing there...
Don't forget that 1 degree temp change equals more than it seems... generally a drop in coolant temps of 1 degree by increasing airflow can be seen as the cooling system being capable of achieving a further 50w of thermal capacity. A 1 degree rise in coolant temps can be loosely seen as the system loosing 50w of thermal capacity.
These are all just approximations at the end of the day, but the basis is solid testing data. I prefer folks overshoot when it comes to the heatload vs airflow than end up under and thus seeing temps not much better than good air.
If you want to have fun abandon Prime, and use TAT to inflict powervirus load (altho tricky for quadcore owners as the quadcore version of TAT was withdrawn from public availability). THEN you'd see some larger temp differences between fans at low rpm and fans at fullblast...
Also, when loading under Prime, you're only loading the CPU... not everything that you have watercooled. It's rare to have EVERYTHING under full load at once, and quite difficult to achieve... however, ATITool with it's 3D Display running will put both CPU and GPU under full load if you're an ATI card user. Thus, using Prime to indicate the cooling system performance is a bit pointless as it only exhibits the effects of a single item in your loop being at full load. Even still, that doesn't put the northbridge / southbridge under full load...
So, your power consumption may be 750w max with EVERYTHING at full load, but in reality this is never achieved. THIS is why "real-world" tests produce different results largely to empyrical testing. With a rig with 750w of power consumption, there's probably only around 500w AT MOST being produced as thermal output by the items that you actually have cooled at any given moment in time, despite the rig potentially being able to create 750w of thermal output if it could all be put under 100% load simultaneously.