I do have a separate mechanical drive, but for all the games that I like having faster load times on I install to my SSD. A lot of my games are on the external, the only one that wasn't that I actually care about is BF3.
Also, yes I do have triple 1280x1024 monitors. To be honest, I think that multi-monitor support in Windows 8 is good in some areas, but overall I like Windows 7 better. Having to drag my mouse into the corner of the middle monitor is kind of tricky, even with the "buffer zones" they set up. Also, I thought I would be able to have the Start menu be able to open across multiple monitors, but it looks like it can only open on one since it's an app I guess, just like Mail or Messaging. And also in games, games don't recognize you have three monitors so I can only play at 1280x1024 unless I go into the Nvidia control panel and manually set the resolution to Surround. But when I do that, W8 treats the three displays as one big monitor so you get a lot of things hidden behind the bezels, which is really annoying to me. Overall I really don't like how it's implemented, and I'm waiting for some hacks that'll make it better.
Didn't want it on a VM as I wasn't really looking to play with it (I already had it installed on a laptop) but really I want to just try and learn how to use it well, since W7 will of course lose support eventually so might as well hop on the bandwagon. It's not impossible, it's just that all of the things I did so easily and quickly on W7 I now can't do anymore, which is what pisses me off about this. Hopefully it'll all get sorted quickly... Oh and I am using a Microsoft account to log on, I don't think there's any real difference besides that using the Microsoft syncs all your settings across computers.