Student bank account

I've got mine from natwest, seems to be fine. The railcard might not be worth it for you though.

The best thing is the 0% overdraft. My mini isa has 5% so i move all my monies int that nd live in my overdraft, topping up the main account when necessary.
 
hehe I still got my midland one open, although ofc its morphed now.

Opened one with them and one with natwest at the same time, got the free stuff, overdraft and £50 each or something. Closed the natwest one as they closed my branch within months of me opening it and I only really got it cos it was close.

Railcard was awesome.

(this is 15+ years ago mind >.<)
 
I was seriously considering Natwest.

I think i would use my rail card a lot (living in the middle of nowhere, surrounded with places to go lol)

Im not exactly clued up into overdraft etc. - Did you literally use overdraft whenever you needed money, then top it up from your isa whenever you neared the brink of "free overdraft" so you were constantly using "free" money kinda thing?
 
Yes mate, that is exactly what i'm doing.

Current bank balance is £1,230.00 overdraw.

Current ISA balance is £1,500.00 (I just put some money in my regular account and like to leave nice round numbers.)

Basically, as soon as you get your loan. (Get a loan. It is the best loan you will ever get in your life. If you don't need it, then stick it in a super high interest account and make loads of money off it.) Anyway, Get the loan, move it into your isa. Live on your overdraft. You can put in £3,000 a year and will make 5% of the balance each month. When the overdraft runs out, top up your regular account from the ISA.
 
i use HSBC, its fine, nice 5% current account interest, nice overdraft , havent had to use it tbh thou

setting up a weekly budget that comes in from a standing order on a savings acount is my way of ensuring I cant spend too much.
 
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