Thats becasue your in the UK. Over here, we have identity theft all the time from using credit cards. Yea we have alot that gets your money back and all, but its a pain and looks bad on your credit. Everybody has their own opinions on buying online though. I do on occation when i see a good deal on Newegg. Temps on my 4800+ never go over 45 load with the Silent Tower with the stock fan on it. Thats pretty good to me. Same with my 3800+ OCed, and with that thing i wanted all the performance i could get so i OCed like mad. 45 load, Thermaltake product. Didnt seem so bad to me. And i personaly thought the BT was junk. So big yet it didnt do much more than my Tower112. My friends Thermalright is really awesome, but looks like a big chunk of copper thrown onto his CPU.